Jump to content
IGNORED

NYT on Christian Health Care Cost-Sharing Ministries


AnnaSofia

Recommended Posts

I've been taking good old biotin because my nails were splitting. It's helping a lot. My skin too.

It's not especially expensive either.

I find that taking one specific supplement or vitamin instead of a blend is almost always a better option.

It's like treating symptoms when you have a cold. If you are congested, get a decongestant. If you are sneezy, antihistamine, etc. Don't stack your products.

  • Upvote 1
Link to comment
Share on other sites

On 5/11/2020 at 11:22 PM, hoipolloi said:

Given their disclaimer -- "The laboratory services are for informational purposes only. It is not the intention of National Diagnostics, Inc and Life Extension to provide specific medical advice but rather to provide users with information to better understand their health."  -- it's difficult to see what medical value their lab services have.

So “National Diagnostics” does NOT have the intention of diagnosing anything?

And apparently providing clients with “information to better understanding their health” is not “medical advice”?

Um...

  • Upvote 4
Link to comment
Share on other sites

9 hours ago, Petronella said:

So “National Diagnostics” does NOT have the intention of diagnosing anything?

No, they only have the intention of separating you from your money, kind of like Plexus.

  • Upvote 7
Link to comment
Share on other sites

  • 1 year later...

For anyone who's interested, the Opening Arguments podcast most recent episode (OA497 Christian Health Sharing is a Scam) is what it says on the box. The CHS part lasts for about 20 minutes.

It's a law-focussed podcast, and I found it eye-opening.

  • Upvote 1
  • Thank You 4
Link to comment
Share on other sites

  • 3 weeks later...

John Oliver dedicated the June 27 episode of his show, Last Week Tonight, to these Health Care Sharing Ministries, or HCSMs:

 

To save you the typing, here's the site for JohnnyCare (which is, yes, completely legal): https://freedomfromhealthcare.org/

 

If you can't see this video: John explains just how awful and predatory these groups are. Lots of examples, including a woman who was attacked and knocked unconscious, and left with a cracked skull, broken neck, and intracranial bleeding. The HCSM denied her claim for reimbursement of the resulting bills. The reason for the denial? She was outside of a bar at the time, which violated their morality clause. They called the injuries "self-inflicted."

The information is not new to anyone reading this thread, but it will be to many of his viewers. The show started its own HCSM, JohnnyCare (link above). Which, despite covering absolutely nothing except a mini first aid kid (i.e., three band aids), is probably still better than some of the major ones because at least they provide that much and are honest about covering nothing else.

  • Upvote 1
  • Thank You 9
Link to comment
Share on other sites

  • 1 year later...
2 hours ago, gustava said:

Liberty Health Share rakes in millions while christians who trusted it die.

https://www.propublica.org/article/liberty-healthshare-healthcare-sharing-ministries-obamacare

 

My first reaction was rage over what these criminals get away with. My second reaction was, "OK, Pro Publica, now do Scamaritan."

I fail to understand why these scams are legal.

  • Upvote 9
  • I Agree 5
  • Thank You 1
Link to comment
Share on other sites

1 hour ago, hoipolloi said:

My first reaction was rage over what these criminals get away with. My second reaction was, "OK, Pro Publica, now do Scamaritan."

I fail to understand why these scams are legal.

I suspect many Americans just aren't aware. I worked in the private sector and now I'm in government and these "Christian" health insurance scams plans were never listed as health insurance plan options. If it weren't for the many fundy families shilling for such companies, I wouldn't have known these insurance scams plans existed.

I follow Pro Publica on twitter and based on the replies, there are lots of people familiar with the nightmare that is the US health insurance industry who weren't aware of this particular method of theft. As more people become aware, the chances increase that someone in regulatory fields (where this type of scam could be stopped) will start to care. I think it's going to be tricky though; the industry is ready to respond with "We are being persecuted because we're Christian!" and the other side is going to have to work hard to keep the focus on Americans being robbed (versus Christians being attacked for Christianity). 

  • Upvote 12
Link to comment
Share on other sites

2 hours ago, shesinsane said:

the nightmare that is the US health insurance industry

Well, this is the crux of everything. The health care sharing "ministries" are really just on the continuum of evil that is US healthcare as run by insurance companies. I am quite certain that our BCBS affiliate would do pretty bad stuff if they weren't bound by so many state & federal laws. As it is, they can get away with denying care or medications legally, knowing that itʻs difficult for people to fight them or, worse, that the affected parties will just die eventually. 

Nonetheless, I canʻt fathom how fraudulent operationis like Liberty, Scamaritan or Medishare (I hear their ads on a local Clear radio station) havenʻt at least been regulated more closely. They are such obvious scams. 

 

  • Upvote 12
  • I Agree 1
Link to comment
Share on other sites

  • 4 months later...

PBS has caught on to what we've known for ages.  Healthcare sharing scams:

 

  • Upvote 1
  • Thank You 3
Link to comment
Share on other sites

  • 4 months later...

Looks like healthcare sharing scams are profitable until the DOJ catches up with you:

Quote

 

KANSAS CITY, Mo. – The founder of a so-called Christian health care sharing ministry in St. Joseph, Mo., pleaded guilty in federal court today to leading an $8 million wire fraud conspiracy that cheated hundreds of members, and to making false statements on a personal tax return.

Craig Anthony Reynolds, 61, of St. Joseph, waived his right to a grand jury and pleaded guilty before U.S. District Judge Greg Kays to a federal information that charges him with one count of conspiracy to commit wire fraud and one count of making false statements on a tax return.

Reynolds incorporated and ran Medical Cost Sharing, a tax-exempt organization, as its president and chief executive officer from 2014 through December 2022.

By pleading guilty today, Reynolds admitted that he and his co-conspirators used false and fraudulent promises to market Medical Cost Sharing as a “Health Care Sharing Ministry” to defraud hundreds of “ministry members.” Reynolds and his co-conspirators collected more than $8 million in member “contributions,” yet paid only 3.1 percent in health care claims so that they could personally profit and take most of the members’ contributions for themselves.

 

ETA: The FBI set up this webpage for the victims.

 

Edited by hoipolloi
Added info
  • Upvote 7
  • Thank You 1
Link to comment
Share on other sites

I had to share all this with a friend. Her husband, who is very religious, was thinking about going on one. He is in his late 50s and has heart issues among many things. 

  • Upvote 5
  • Sad 1
Link to comment
Share on other sites

17 minutes ago, libgirl2 said:

I had to share all this with a friend. Her husband, who is very religious, was thinking about going on one. He is in his late 50s and has heart issues among many things. 

I hope they avoid them like the plague. Having read over the Scamaritan requirements, it seems to me that unless you are a healthy adult between, say, 20 & 30, with no preconditions, you will not be covered for most things in these "ministries." 

Yes, regular medical insurance sucks big time and is run by a bunch of criminals but these healthcare-sharing outfits are even worse with far less accountability. I still cannot believe that they are legal alternatives under the ACA.

  • Upvote 4
  • I Agree 2
Link to comment
Share on other sites

So I was watching a Christmas movie on Great American Whatever network today ( I know I know) and CHCM ( Christian healthcare ministries) was being advertised, hot and heavy.

  • Upvote 1
  • Eyeroll 1
Link to comment
Share on other sites

40 minutes ago, clueliss said:

So I was watching a Christmas movie on Great American Whatever network today ( I know I know) and CHCM ( Christian healthcare ministries) was being advertised, hot and heavy.

I noticed one of those commercials during a sports event (basketball or football, can’t remember).  I wondered at the time (a week ago or so) how they afforded the commercial, because I’ve never seen one on any channel, much less during a prime time event.  Next time I’ll try to pay more attention. 

  • Upvote 3
Link to comment
Share on other sites

A local radio station that I listen to while driving has a regular advertiser that is a Christian health care share company. The ad is slick - you wouldn’t know what’s going until they give out the phone number which is 1-800-my bible or something like that.

 

  • Upvote 4
Link to comment
Share on other sites

6 minutes ago, GreenBeans said:

Jessa (Duggar) Seewald has been advertising one of these heavily in her stories recently. It’s awful.

Jessa's first posts about CHM involved Spurgeon being airlifted. I imagine your regular person wouldn't have this cost covered. But being Jessa, advertising for them, it was magically paid for. 

  • Upvote 2
  • Eyeroll 3
Link to comment
Share on other sites

The ad I saw was very you have complete choice of the providers you want to use.  And my mental response having seen some bloggers discuss healthcare share type insurance is that oh yeah because basically you’re paying the provider and then the healthcare share provider pays you. So of course you have complete choice. As long as you pay upfront.

  • Upvote 3
Link to comment
Share on other sites

10 hours ago, marmalade said:

Jessa's first posts about CHM involved Spurgeon being airlifted. I imagine your regular person wouldn't have this cost covered.

That's correct. The family would just be told to "negotiate" the high cost bill down to a lower amount.

N.B. Ambulance service, ground or air, is very expensive and even standard medical insurance often does not cover it. Again, health care in the US is a criminal enterprise.

 

 

  • Upvote 2
  • I Agree 1
Link to comment
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now



  • Trending Content

  • Recent Status Updates

    • 47of74

      47of74

      Yeah, that's me.  Though to be fair I am trying to learn Italian and Spanish.

      · 0 replies
    • Kiki03910

      Kiki03910

      IT'S BASEBALL SEASON!!!!!
      ⚾❣️
      · 3 replies
    • mango_fandango

      mango_fandango

      It’s not supposed to be mosquito season right now but I still appear to have been bitten twice on the side of my foot. Bastards. I know I shouldn’t scratch but it’s so tempting… 😑
      · 0 replies
    • Therapy Outside the Box

      Therapy Outside the Box

      Hello,
       
      I'm brand new to this forum. It was suggested to me by former and outspoken Remnant Fellowship member (Natasha Pavlovich) that I join this forum and put out here what I do. She also warned me that no one on here trusts, or trusts easily, and that I'd likely be assumed to be a Remnant plant or spy until vetted and verified as not that. Fair enough. 
      In short, and in truth, I'm a psychotherapist with 25 yrs experience in Franklin TN (less than three miles from RF incidentally) with a special interest in working with people formerly associated with cults, cult-like or any and all high control intitutions. I'm especially interested in working with those desiring not only deconstruct, recover and learn to thrive post-indoctrination, but those desiring to recapture or cultivate an authentic sense of theology without walls, or spirituality with borders. 
      To date, I've worked with former Amish, Mennonite, LDS/FLDS, FOG, and a those representing a whole slew of evangelical, fire and brimstone fear/shame/guilt-inducing institutions.
      I am especially interested in working with former Remnant Fellowship and Scientology members. I view RF as basically Scientology without the budget. 
      I'll leave it there. Much more can be gleaned about me through my website: therapyoutsidethebox.com or IG: @ therapyoutsidethebox
       
      Peace,
       
      Chris Hancock, LCSW
      Franklin, TN

      · 3 replies
    • Kiki03910

      Kiki03910

      I have a friend with untreated autism and ADHD. I've tried so fucking hard to help. He refuses. It's a mess. I'm really really tired.
      · 0 replies
    • Kiki03910

      Kiki03910

      Making Jill Duggar's brownie recipe because why not stay up late.
      · 2 replies
    • 47of74

      47of74

      Party on aisle 15....

      Also no interest if fully paid in so many months.
      · 0 replies
    • WhatWouldJohnCrichtonDo?

      WhatWouldJohnCrichtonDo?

      Happy Supper Bowel Sunday!!  No, wait. That isn't right...
      Anyway, enjoy the game (or the half time show, or the ads)!
      And a very happy Sunday to everyone who doesn't care about the NFL! 
      · 0 replies
    • Kiki03910

      Kiki03910

      I'm a huge baseball fan. This year, MLB TV showed Liga Dominicana games in December and January and it was a fucking revelation. The players had so much fire and joy. The announcers with their charming DR accents were a blast, though I could hardly keep up with the Spanish. DItto the Serie del Caribe. As a White Sox fan, the MLB season is going to suffer by comparison. Te amo los Tigres del Licey!
      · 2 replies
    • bea

      bea

      I've just realized how long I've been on FJ.  Holy cow.
      · 0 replies
  • Recent Blog Entries

×
×
  • Create New...

Important Information

By using this site, you agree to our Terms of Use.