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Jana's Future 3 - Baking and Real Estate


DaisyD

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In the part of Louisiana where I grew up 350K doesn't buy what it used to and definitely not a mansion.  I was home visiting over the weekend and we were just talking about how crazy the housing market has gotten.  

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I wasn't following the last thread. Poor Jana baking 500 loaves of bread.

And where I live in Nebraska, I could buy a really great house for $350,000. Not a mansion, by any means. But definitely something nice and in the 3000 to 4000 sq. ft. range. (Actually, you can even get some cheaper built homes around the 2500 to 3000 sq. ft. range in the $200,000 price point.)

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Up here in Minnesota things are considerably cheap so long as you aren't very close to the cities or right on a clean lake. 

Right now I'm only paying 275 for a two-room apartment. Sure it's small, but It's affordable and clean. 

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@QuiverDance please please tell me its not the Lake Charles area that houses are that much! I'm trying very hard to get my husband to at least look at property in that area....

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25 minutes ago, DaniLouisiana said:

@QuiverDance please please tell me its not the Lake Charles area that houses are that much! I'm trying very hard to get my husband to at least look at property in that area....

If you haven't already, check Zillow and it should give you a good idea of what's out there. I am basically obsessed with looking at houses...haha.

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@ClaraOswin, that's what I do when I get frustrated with where I live (at least once a week! )realtor. Com, zillow and another realty app are how I deal with it. Christmas night, I showed my SIL about 6 houses, all around 189,000 with 3+ bedrooms, 2 baths 

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33 minutes ago, DaniLouisiana said:

@ClaraOswin, that's what I do when I get frustrated with where I live (at least once a week! )realtor. Com, zillow and another realty app are how I deal with it. Christmas night, I showed my SIL about 6 houses, all around 189,000 with 3+ bedrooms, 2 baths 

I can relate, Real Estate is my guilty pleasure and I have a daughter that is a realtor so she usually can fill me in on the back story. She has access to info that I can't see.

 

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Ya know, South Dakota seems affordable in comparison... we bought 6 acres with a historic farm house, a great barn (now gone) and two outbuildings for a little over $100k a few years back....

I will admit, prices have gone up a bit here, but it is still affordable, with low unemployment.  Just really crappy winters.*

And adding that I *love* zillow, and realtor, and all the rest... I am fascinated by RE.

*I do not work for the Chamber of Commerce.  Don't move here. :)

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We used to live in San Jose and even though we were making a lot of money we were also spending a lot of money. Not just rent, which was around $2400 a month sharing a two bedroom with three to four people (3 years ago). There was also the going out money and food money and gas money and a million other little expenses living in a happening hub. So we got out. We started a small home business and used what would have been a 20% down payment in SJ to almost purchase 6 acres in middle-of-nowhere Oregon. We will have it paid off 5 years from purchase, but it took drastic lifestyle changes. I know not everyone can/would want to/etc. but I do think it's more possible than people let themselves believe. There are some things I miss living about 4 hours from a 'major' city (Portland), however the pros have far outweighed the cons. 

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I didn't realize so many of us were real estate/house nerds...ha! We need a thread somewhere to post links to houses we like. I mostly just look at houses where I live. But it's always fun to see houses other places too. The markets are so different.

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1 hour ago, CharlieInCharge said:

We used to live in San Jose and even though we were making a lot of money we were also spending a lot of money. Not just rent, which was around $2400 a month sharing a two bedroom with three to four people (3 years ago). There was also the going out money and food money and gas money and a million other little expenses living in a happening hub. So we got out. We started a small home business and used what would have been a 20% down payment in SJ to almost purchase 6 acres in middle-of-nowhere Oregon. We will have it paid off 5 years from purchase, but it took drastic lifestyle changes. I know not everyone can/would want to/etc. but I do think it's more possible than people let themselves believe. There are some things I miss living about 4 hours from a 'major' city (Portland), however the pros have far outweighed the cons. 

What sort of home business did you start (if you don't mind me asking)?  I'm looking for ways to make more money than I am currently and have flirted with the idea of a home based business, but so many out there are nothing but scams.

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It's kind of a mix of stuff. My husband and I knew a lot of people in the Bay Area that need short-term contract work done (all kinds of random technical jobs), we find stuff on upwork.com and we made a website for local tech support which has worked great. I don't think we have super special skills - we made $500 once just by photoshopping paint colors onto house pictures and writing a years' worth of monthly blog posts to go with them. 

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So who is going to make a wish house  thread? Unfortunately,  my wish house sold last week. Lovely historic house in the Lake Charles Garden District with everything I want...

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6 hours ago, freedom_for_all said:

As someone living in NYC these housing prices are making me cry

*points to location* yep, same here. Silicon Valley is madness. Can't get anything in my city for under $1.5m, and that would get you something you'd want to tear down and start over.

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11 hours ago, ClaraOswin said:

I didn't realize so many of us were real estate/house nerds...ha! We need a thread somewhere to post links to houses we like. I mostly just look at houses where I live. But it's always fun to see houses other places too. The markets are so different.

here's a game i play, usually late at night when i can't sleep--i go to google maps and drop the street-view guy on a random location.  then i look up that city/town on wikipedia.  then i go to realtor.com and see what's for sale there.  then i go back to street-view and find the actual houses.  and if i'm still bored, i do it all over again.

costs always surprise me.  my town has a median cost of $87 per square foot right now; my house was slightly below that when i bought it in 2007.  $350k in my county won't buy a full-on mansion, but it will get you a very nice turn-key place of ~3k sf on a large lot, or a luxury condo about half that size.

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I live just north of the twin cities in mn and most houses seem to range between $75k and $200k, depending on whether or not you're by the river or a lake. Apartments are waaaay a different story though. A one-bedroom will run you about $800-$900/month and I've seen two-bedroom apts going for $1200/month

But really the further north you go the cheaper it gets.

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16 hours ago, MarblesMom said:

Ya know, South Dakota seems affordable in comparison... we bought 6 acres with a historic farm house, a great barn (now gone) and two outbuildings for a little over $100k a few years back....

Meanwhile housing in a neighborhood I was looking at have increased $100k since May...

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My house porn is what I am going to buy when I win the lottery.  I am in California so I need to win big to buy even a small house in a semi-decent neighborhood. I won't buy a condo because I refuse to pay an exorbitant amount for HOA fees, might as well just buy a house if have to pay an extra $500+ a month.  

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19 hours ago, DaniLouisiana said:

@QuiverDance please please tell me its not the Lake Charles area that houses are that much! I'm trying very hard to get my husband to at least look at property in that area....

 

IDK anything about Lake Chuck! :D

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@QuiverDance, thanks! I loved the area when we 'passed through'  on our last family visit.  Its close enough for my family but far enough away from all of the cousins/aunties/uncles for my husband. I look at zillow about twice a week-Lake Charles area to Abbeville.

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